How MyVCCircle Works

Your personal finance companion that helps you track, save, and grow without handling your money

1

Download & Setup

Get started in minutes:

  • Download MyVCCircle from your app store
  • Create your secure account
  • Complete your profile setup

Your data is encrypted and secure from day one.

2

📊 Track Your Expenses

Build smart spending habits:

  • Categorize expenses automatically
  • Set monthly budgets by category
  • Get insights on spending patterns
Example:

Food: ₹8,000/₹10,000 budget (80% used)

3

💰 Create Savings Circles

Coordinate group savings with friends:

  • Create or join private Savings Circles
  • Track monthly contributions and bids
  • Manage group finances (you handle the money)
Note:

MyVCCircle tracks everything - you transfer money directly between friends

4

🏠 Rent Pay Assistant

Never miss rent again:

  • Set up rent tracking and reminders
  • Split rent with roommates easily
  • Log payments and earn VC Points

Get rewarded for consistent payment tracking!

5

🎯 Set Financial Goals

Plan your financial future:

  • Create custom savings goals
  • Track progress with visual charts
  • Get nudges to stay on track
Goal Example:

New Phone: ₹15,000 saved of ₹50,000 target

6

🤖 AI Finance Coach

Get personalized financial guidance:

  • Weekly spending summaries
  • Budget recommendations
  • Savings tips based on your habits
  • Goal achievement strategies

🎁 Earn VC Points

Earn points for:

  • Consistent expense logging
  • Meeting savings goals
  • Timely rent payments
  • Completing financial challenges

Redeem points for:

  • Premium features
  • Extended app functionality
  • Exclusive financial tools
  • Priority customer support
🔒 Important: Your Money, Your Control

MyVCCircle is a personal finance tracking and coordination tool. We do not hold, transfer, or manage user funds. All payments occur directly between users. We are not a bank, wallet, NBFC, or licensed financial institution.